Financial consulting is never one-size-fits-all, which is why we specialize in fully-personalized strategies that are tailored to your specific needs and goals. With all of our clients, we are not only committed to helping you reach your version of financial achievement, but also understanding why. We emphasize the importance of education, and we strive to help our clients obtain all the necessary information before making any decisions.
We don’t stop there. Wealth doesn’t just happen--it is grown with persistence, dedication and attention. We take the time to educate you about the underlying structure of your potential investments, explaining exactly what each one may provide you in terms of your overall plan. We know that it’s our job to examine the fine print, then explain the nuts and bolts to you so you can make decisions and set your plan in motion. We devote ourselves to analyzing financial products so you can devote your time and energy to your career and family.
Financial planning encompasses the gamut of your relationships, documents all your assets, and contains the strategies chosen to achieve your objectives. In your written plan, we’ll include your timelines for major life milestones, and cash flow, spending and savings objectives.
At URA Group AZ, we don’t forget to look at contingency plans to protect your family’s finances in case of disability or unexpected death. You don’t want sudden circumstances or unexpected tragedies derail your finances or bankrupt your heirs. We will help you by putting contingency plans in place for the worst-case scenarios, hoping they’ll never be needed.
Good financial planning also includes regular reviews—annually at a minimum. Your life changes and moves through stages. The impact of marriages or divorces, and additions to your family like children and grandchildren, can completely change your plan along the way. Updating beneficiaries as your family changes is also crucial, since those designations take priority over your will.
Along with your personal tolerance or threshold for investment risk when it comes to your investment portfolio, we want to ensure that as you get closer to retirement, you begin taking less risk with a greater portion of your portfolio. We will design and manage your investment portfolio with your personal circumstances, needs and desires in mind.